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by Chris Kissell Published April 05, 2013 Bankrate.com |
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Why Your Insurance Premiums Just Went Up (and What to Do About It)By Rich Smith, The Motley Fool
Have you noticed that your insurance premiums are going up lately? Going up a lot?
You're not alone. According to a new report out from Bankrate.com, more than one-third of U.S. consumers say their insurance costs grew in 2012. In a few cases, this was because people had more things to insure -- they bought a new house, or a second car, or perhaps brought home a new baby, who needed some health insurance. But in the majority of cases -- 62 percent -- consumers say they're paying more simply because their insurance company is charging more.
Insurance professionals estimate the average homeowner's insurance premium has risen 10 percent per year every year since 2008. Read full article here...
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 Storms push insurance rates sky-high
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Most Minnesotans are without flood insurance12:46 AM, Jun 22, 2012
GOLDEN VALLEY, Minn. - Most homeowners in the flood-ravaged areas of northern Minnesota will be left high and dry when it comes to financial protection. Statistically, fewer than 1% of Minnesotans have flood insurance.
According to Federal Emergency Management Agency (FEMA) figures, only 329 homeowners in Saint Louis County, which includes Duluth, purchased flood insurance in 2012. In hard-hit Carlton County, the number of policy holders is just 17. Read full article here...
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Law Protects Homeowners From Unscrupulous Contractors After StormsSubmitted: Friday, May 18th, 2012, 11:23pm A new law could protect homeowners from unscrupulous contractors looking to take advantage after storms.
After last May's tornado, the Department of Labor and Industry received at least 20 complaints about contractors overcharging, misrepresenting or doing shoddy work. Many industry experts estimate that dozens more cases went unreported.
Mark Kulda of the Insurance Federation of Minnesota explains.
"After a storm it's really typical to see what we call 'storm chasers.' These are contractors who come in, usually from out of state, and they go into the neighborhoods and try to drum up business. Sometimes they are above board. Most of them are probably ok, but there are certainly some who take advantage of people, and we certainly saw that in North Minneapolis." Read full article here... |
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Minnesota Home Insurance Rates Likely to Jump 22 PercentUpdated: Friday, 10 Feb 2012, 8:27 AM CST |
Five Groups That Really do Need Life Insurance...
Losses to catastrophic weather events rank 2012 among the worst on record
Lindeman Insurance Agency, Inc.,
in Woodbury is an independent agency providing
personal and commercial insurance
needs to clients located throughout
the Twin Cities and its surrounding
neighbors, including Wisconsin.
Lindeman Insurance Agency, Inc.,
is Woodbury, Minnesota’s oldest
insurance agency.
We have proudly watched Woodbury and the surrounding area's grow from farm fields and dirt roads to the vibrant communities they are today. Service has been our cornerstone and has allowed us to continue on with business for all these years.
As an independent agency representing many property and casualty insurance carriers, we are able to provide accurate quotes that fit individual needs and offer full coverage for any situation. Our goal is to provide each customer with unprecedented service and complete coverage at an affordable price.
Service Mission
Each client’s situation is competitively bid by several carriers to obtain the best possible protection at the lowest price, regardless of the time required.
In addition, good service to us means being available to each individual client to answer a simple question, solve a complex risk management problem, or to assist in handling a claim.
Why an Independent Insurance Agent?
Lindeman Insurance Agency, Inc., is an Independent Agency representing many different insurance companies in the state of Minnesota. That means we look for the “best deal” for you at the BEST RATE.
Unlike “Captive Agents”, we are“VALUE HUNTERS".
Lindeman Insurance
Agency, Inc., is a member of the Minnesota
Independent Insurance Agents Association,
which is affiliated with the National Independent
Insurance Agents Association.
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