Have You Checked Your Insurance Coverage Lately?
CNBC - Friday, 12 Dec 2014 | 8:00 AM ET
As the end of the year approaches, often investments and tax deductions are top priority, but don't forget to do a checklist on your insurance coverage. We often forget the importance of our assets when illness, death or large property damage happen. Life events can be costly and it is important to revisit your coverage from time to time to be sure you are prepared for them in the best possible way and make necessary adjustments as your coverage and life changes. Read full article here...
Ice Dam Information and Prevention!
Ice damming is a maddening problem that afflicts homeowners in cold climates. According to the Insurance Information Institute, the average home insurance claim for water damage and freezing (which ice dams can cause) is $3,098.
What is ice damming?
During the winter, the heat from your home rises into your attic and exits through your roof. The area of your roof directly under the attic warms up, while the outer edges remain cold, according to the Institute for Business and Home Safety. If there's snow on your roof, the rising heat melts the snow.
The melted water then drips down the roof and refreezes once it reaches the colder gutter area or overhang. Once the ice dam is formed, it traps the rest of the water running down your roof. This build-up can damage shingles and even tear into your roof, leading to leaks, water damage and mold. Read more...
Our 2013 Referral Program Winner!
February 6, 2014 - MVR Update - KSTP News Report As you all know, the MN department of public safety made a significant change in it's procedures to provide MVR's to the public and for member Trusted Choice agents. As indicated the January 23rd Capitol Notes Email, the MIIAB, The Insurance Federation, and those companies who made MVR's available to member agents at a reasonable price are going to be drastically effected by this change. The MIIAB Board of Directors will be working with the affected groups to try to work with the Legislature and the Governor's office to make the changes necessary for our members to do business for their clients. Yesterday evening, KSTP reported that this change could effect all consumers in Minnesota.
Five Groups That Really do Need Life Insurance...
Don't need life insurance because you're retired, single or one of these other types? Wrong! Empty nesters, Singles without children, Small-business owners, Stay-at-home parents: Read full artile here OR visit our News Blog
• Renters Insurance
• Condo Insurance
• Farm Insurance
• Auto Insurance
• Boat Insurance
• Motorcycle Insurance
• Recreational Vehicles
• Classic Car Insurance
Life insurance is an important part of your personal safety net, especially if you have financial dependents.
• Liability Insurance
• Business Owners
• Workers' Compensation
• Commercial Umbrella
AARP-55 Alive/Mature Driving 2011:
AARP-55 ALIVE/MATURE DRIVING (8-hours)
The American Association of Retired Persons (AARP) offers an 8-hour class to people 55 years of age or older. It is designed to help individuals improve their driving skills. By taking this course, you can save money on your car insurance premiums and become a better driver! Minnesota law requires insurance companies to offer you up to a 10% reduction for three years upon completion. The course is two sessions of classroom. It includes a video, work book and class discussion - NO DRIVING AND NO TESTS. Attendance at all 8-hours is required to receive credit.
AARP-55 ALIVE/MATURE DRIVING REFRESHER COURSE (4 -hours)
If you have taken a state approved 8-hour Defensive Driving Course (55 Alive/Mature Driving) in the past, now you can renew your 10%, 3 year car insurance discount by taking this state-approved, 4-hour refresher. There is no driving and no tests. You will receive a certificate of completion to provide to your insurance company. Be sure to bring your drivers license to class. You have a number of refresher classes to choose from.
Personal Insurance Products
- Life Insurance
- Home Insurance
- Renters Insurance
- Condo Insurance
- Farm Insurance
- Crop Insurance
- Auto Insurance
- Boat Insurance
- Motorcycle Insurance
- Recreational Vehicles
Business Insurance Products
- Business Auto Insurance
- Business Insurance Package
- Liability Insurance Business
- Owners Workers' Compensation
- Commercial Umbrella