Many Homeowners Don’t Have Basic Home Maintenance Knowledge, You may be very comfortable as you settle into your brand new home. With all of your extra space, you have visions of getting a new pet, expanding your home office, even getting to planting your new garden and mowing the lawn. However, many homeowners lack basic maintenance and repair knowledge about their new home.
Freezing temperatures can lead to frozen pipes and water damage in your home. Fortunately, there are several steps you can take right now to help prevent freezing pipes.
Ice damming is a maddening problem that afflicts homeowners in cold climates. According to the Insurance Information Institute, the average home insurance claim for water damage and freezing (which ice dams can cause) is $3,098.
Umbrella Insurance: you might have heard of it but what is it picture this you’re driving to work and you collide with another car. Unfortunately all three passengers in the other car are injured that can lead to pricey medical bills and possibly a judgment against you in court that your auto insurance limits might not fully cover.
Most all of us automobile owners have to figure insurance into our budget. This can become more of a challenge than we would like, so those “too good to be true” ads that we get hit with all over the internet can seem quite enticing. So what is the problem? These “great rates” can end up costing you way more than you think.
Are You a Renter with Some Spare Time? Make Sure Your Covered! (by your insurance, that is…) Like most of us, there is never enough time in the day to get everything done, however waiting until “crunch” time is never the best solution when it comes to your insurance coverage as a renter. Most don’t realize how many possessions and valuables they have collected over time.
Does Auto Insurance Cover Pothole Damage? In general, your auto insurance should cover any damage caused by potholes as long as you carry collision insurance on your policy.
Does Your Home Business Need Insurance? One reason many home based business owners go without business insurance is because they falsely believe that they are already covered under their home insurance or their renter’s policy. Unfortunately, this is not the case at all.
Whether You Need Car Insurance, House Insurance or Both, We Are Here for You!
One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home in Minnesota.