Where Should Kids and Pets Sit

Where Should Kids and Pets Sit?

As any parent knows, kids can be a little impatient on long car trips, but too much activity in the car can be unsafe for passengers and drivers. After cell phones, the leading cause of driver distraction is other passengers. Turning around to hand over juice, or asking kids to please keep their hands to […]

Distracted Drivine

Every Second Matters – Stop Distracted Driving

Reading while driving creates a visual distraction. And it can be as dangerous as driving with your eyes closed. You can stand up to distracted driving. Share this video and help stop distracted driving now.

Preparing for the Blast of Winter

Preparing for the Blast of Winter

Here in Minnesota, we know the drill. Four or five months of bundling up, heavy cloths, warming up the car, seeing your breath as you run to catch the paper. Old Man Winter is here, are you prepared? Prepare your home for a winter storm: Weather-strip doors and windows and make sure the walls and […]

Do You Need Personal Umbrella Insurance

Do YOU Need Personal Umbrella Coverage? Most Likely, YES!

A common myth is that the only folks that need “Umbrella Insurance” are the wealthy. Well, that is not the case anymore. Sure the average person may not need the millions of dollars of coverage, and yes, Personal Umbrella insurance is optional, but that doesn’t mean that you should not look into this type of coverage.

Do You Need Terrorism Insurance for Your Business?

Do You Need Terrorism Insurance for Your Business?

A regular business insurance policy does not cover any losses due to acts of terrorism. This insurance is sold separately and is added to your current policy. These types of additions are often known as a “rider”.
Damaged property such as buildings, inventory and equipment are covered by these terrorism insurance policies. In addition, you may be able to recover your loss of business caused by the event.

Dog Bites and Liability: What Homeowners Should Know

Pets are a huge part of many American households, and dogs take up a large percentage. About 47 million households have cats, another 7.9 million have birds, and 12.5 million have freshwater fish. However, dogs hold the top spot with over 60 million US households, according to the American Pet Products Association’s 2017-2017 survey. On […]

Carefully Decorating Your Home Can Make Your Holidays Safer

Selecting Your Holiday Tree: If you are going to purchase a “real” tree this year, pick a tree that has green fresh needles. Test them to make sure they don’t easily fall off when you touch them. Picking the Right Spot: Select an area of your home that does not block any doorways or exits. […]

Why Some Dog Breeds Are Excluded From Homeowners Insurance

Why Some Dog Breeds Are Excluded From Homeowners Insurance. Like all pet owners, you probably look at your dog as part of the your family and an important part of your home. Insurance companies, on the other hand, may have a different perspective, especially if he or she happens to be one of the dog breeds that may be excluded on your homeowners insurance policy.