Everyone knows that car insurance is becoming increasingly expensive. But why are car insurance rates on the rise? Understanding the factors that drive up the cost of auto insurance is essential for motorists to make informed decisions when purchasing coverage. While some of the increases are out of the driver’s control, there are steps that […]
Living in Minnesota, we know that spring brings lovely flowers and the birds back to our yards, but with the change in seasons also comes with the threat of severe weather including storms and even tornadoes. When the weather becomes dangerous, do you know whether or not you have enough house insurance in the event of inclement weather?
Roadside Assistance Programs… What are they, and Who are they for? If you are like most people, automobile problems never occur at a convenient time. If you do have issues, you probably don’t always have the proper equipment to get yourself back moving on the road again.
A variety of events have disrupted economies here in the US and around the world. This is impacting many industries, including the insurance industry. As your local independent agent, I want to help you understand how these challenges might impact the cost of your insurance. Auto and home insurance rates are increasing, driven by […]
Spending the holidays with friends and family is a great time to appreciate the aspects of life that come without a price tag. But now as we enter the New Year, it might just be the perfect time to take stock of your material possessions.
Protect Your Home this Holiday Season: The holiday season is already filled with lots of stress. Whether it is gathering and buying gifts, ordering holiday cards, or getting your home ready for family and friends to visit, adding anything to your to do list can seem overwhelming. However, a terrible unplanned event such as frozen water pipes, a burglary or a kitchen or electrical fire can be expensive and can ruin even the most carefully planned occasions during the holidays. There are some basic precautions that we can take to not only protect our house, but even more importantly – our love ones.
Many Homeowners Don’t Have Basic Home Maintenance Knowledge, You may be very comfortable as you settle into your brand new home. With all of your extra space, you have visions of getting a new pet, expanding your home office, even getting to planting your new garden and mowing the lawn. However, many homeowners lack basic maintenance and repair knowledge about their new home.
Freezing temperatures can lead to frozen pipes and water damage in your home. Fortunately, there are several steps you can take right now to help prevent freezing pipes.
Ice damming is a maddening problem that afflicts homeowners in cold climates. According to the Insurance Information Institute, the average home insurance claim for water damage and freezing (which ice dams can cause) is $3,098.
Umbrella Insurance: you might have heard of it but what is it picture this you’re driving to work and you collide with another car. Unfortunately all three passengers in the other car are injured that can lead to pricey medical bills and possibly a judgment against you in court that your auto insurance limits might not fully cover.